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Information and advice

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Benefits for young people

Benefit rules and regulations are complicated Young people under 18 (and sometimes under 20) may not be able to claim many of the benefits available but if you are living independently or have an illness or disability or you are a parent, then do check out if you…

Consumer rights

Are you a confident shopper? Do you look around before you buy? There are laws to protect you when shopping. Knowing these may save you money and help you get good service. Do you know your rights? Consumer rights explains who can help you if things go wrong.…

Debt advice

Although you can’t get a bank loan or credit card until you are 18 years old ... ... many young people do get into debt by borrowing money from friends. If you find you are constantly short of money or having to borrow you need…

Money and financial advice

For free online information and advice to help you manage your money ... ... go to the Money Advice Service  This website covers all aspects of personal finance such as how to open a bank account.  You can: speak to an adviser on 0800 138 7777 use…

Money to help full-time students

Check out the range of help below Family benefits – make sure your family is aware of all the benefits they can claim such as Child Benefit and Child Tax Credit or Universal Credit or call these helplines: Child Benefit - 0300 200 3100/textphone 0300 200 3103 Child Tax…

Pay rates and payslips

The National Minimum Wage rates are reviewed every April National Minimum Wage of £4.55 if you are aged 16 or 17 and in a job or £4.15 if you are an apprentice come in on 1 April.  Does your employer give you a payslip? Check out…